Financing

Ocean San Leases:

• Equipment Leases: For purchases ranging from $5,000 to $100,000.
• Commercial Leases: For equipment purchases over $100,000.

Financial Requirements:

• Perfect for more complex deals.
• Project financing options available.
• Equipment lines of credit.
• Tax benefits included.**

Payment Plans:

1. Seasonal Payments:

   • Adjust your payment schedule to match your business’s sales peaks and cash flow changes.

2. 90-Day Deferred Payments:

   • Start with a smaller initial payment and delay regular payments for 90 days, helping you adjust to new equipment.

3. Step Down Payments:

   • Begin with higher payments that decrease over time, reducing the total finance charges throughout the lease.

4. Step Up Payments:

   • Start with lower payments that gradually increase, ideal for businesses expecting higher income from new equipment.

5. Quarterly Payments:

   • Make payments once every quarter instead of every month, reducing the number of payments per year.

6. Master Lease:

   • For businesses buying equipment at different times during the year. Get approval for multiple purchases with one lease agreement and a discounted rate.

7. 10% Purchase Option:

   • Choose to return the equipment or buy it at the end of the lease, with a cap on the equipment buyout cost.

8. Master Lease Line:

   • Special programs for current Ocean San customers. Qualify for an extra line of credit without more financial statements, based on your current payment history and financial status.

Get a Free Estimate!